B&M Joiners is an introducer appointed representative of Kanda. Kanda is a trading style of Kanda Products & Services ltd is authorised by the FCA, Registration number 920795. 17 High Street, Forward House, Henley-In-Arden, Warwickshire, England B95 AA. Representative example: 0% APR representative based on a loan of £1,000 repayable over 10 months at an interest rate of 0% pa (fixed). Deposit amount £200. Monthly repayment of £80.Total amount payable £800.